Debt consolidation services are a welcome relief for many consumers who’re overwhelmed by their debt. If you have unsustainable debts it is advised that you consult with a debt counselor on your current situation to best understand your options for managing your debt. It is also a good option to set up a credit union savings account bank account to start saving money for yourself.
Click here to learn more about debt consolidation.
We have looked at the main debt counseling companies and outlined the 6 best debt counseling companies in the USA 2019.
6 Best Debt Counseling companies in the USA
6) Pacific Debt Inc.
Don’t pay attention to their fancy company name. As a part of their “fast” feature you can simply provide how much debt you have, what types of debt you have and which state you live in to see if you qualify for a consultation with Pacific Debt Inc.
Based on this information, a personal debt specialist will contact you to discuss your finances and consolidation options.
Of course, better customer experience will be well appreciated. Certain debts, like payday loans and student loans, are not eligible for consolidation, though make sure to check with a debt specialist.
The amount of debt you need to owe to work with this service may vary depending on where you live. We didn’t categorize it as a reliable debt relief company.
5) Superior Debt Relief
This service has one of the highest reductions rates. The time frame ranges from one to 42 months, which falls outside of the industry average.
Superior Debt Relief offers higher than average reductions to its consumers, but it charges above average fees. Overall savings with this company are still high, making it a good choice.
4) Avant
Avant focuses on loans for borrowers with slightly lower credit scores than Lending Club or National Bank Relief Unlike Lending Club, it is not a peer-to-peer lender and instead directly funds each loan itself. That can be an advantage for borrowers who need cash more quickly because Avant can get you your funds in as little as a day.
However, you’re subject to higher APRs with Avant, which means this probably won’t be the best choice for those with good or excellent credit.
- Clients Rating: 4.7 stars
- Final Verdict: Try finding other alternatives.Due to higher APRs with Avant, this isn’t the best choice.
3) Lending Club
Lending Club is one of the national largest peer-to-peer lender. Personal loans via Lending Club range from $1,000 to $40,000 at APRs from 5.99% to 35.96%.
Lending Club requires a minimum credit score of 640 and has slightly stricter criteria for making a loan than Cura Debt or National Debt Relief , including a stricter debt-to-income ratio and more reliance on credit history.
Pros
- Available in all states except Iowa
- Funds loans up to $40,000
- Competitive interest rates
- BBB accredited with A+ rating
Overall Summary:
- Clients Rating: 4.8 stars
- Final Verdict: Try finding other alternatives that offer more viable features.
2) CuraDebt
So, what are benefits of using their services? Good question! First, They have a bold experience in this sphere – 16 Years! This insight determines the core quality and effectiveness of their services.One of the greatest feature they have is a FREE CONSULTATION.
It basically offers you a risk-free guarantee. What’s Included In Your FREE Savings Estimate? How Much You Could Save, how Many Months To Resolve Your Debt, benefits Over Other Debt Relief Options, and your New Low Monthly Payment.
Debts They Can Help With:
- Credit Cards
- Personal Loans and Lines of credit
- Medical Bills
- Collections and Repossessions
- Business Debts
- Certain Secured Debts*
- IRS Debt and Back Taxes
Overall Summary:
- Clients Rating: 5 stars
- Final Verdict: 100% Recommended
Click here to visit the Curadebt website
1) National Debt Relief
Those who are facing debt problems should look into government entities grant programs that may provide money which you never have to pay back.
After dealing with it you’ll be much better informed about details regarding National Debt Relief service, as an example debt settlement, pay off debts, pay off debts or even best debt solution company.
What National Debt Relief cover? Below is a checklist of features and what they’re able to settle:
- Credit Cards
- Personal Loans and Lines of Credit
- Medical Bills
- Collections and Repossessions
- Business Debts
- Certain Student Debts
- FREE Quote
Overall Summary:
- Clients Rating: 5 stars
- Final Verdict: 100% Recommended
If you have outstanding debts to several creditors and you are looking for options to become debt free in 2019, certainly the companies mentioned above are a top choice for helping your financial situation.
